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FAQ's

All premium payments made towards a life insurance policy (such as an endowment plan, whole life plan, term insurance, and unit-linked insurance) under an insurance provider are eligible for tax exemption under section 80C (up to ₹1.5 lakh), and section 10(10D) of the Income Tax Act, 1961. Premium payments made towards a health insurance plan are eligible for tax exemption (up to ₹25,000) under section 80D.

Life Insurance Policy should be take at early age when you start earning, since at this age we have less liability.If we start in this age we get good amount at time of policy maturity.

Under section 80C of the Income Tax Act, a policyholder can claim a maximum deduction of ₹1.5 lakh per year against the premiums paid if the premium paid does not exceed 10% of the sum assured in the policy, provided the policy has been purchased after April 1, 2012. In the event the policy was purchased before April 1, 2012, the premium paid should not exceed 20% of the sum assured.

Premium can be paid my three mode Monthly , Quaterly , Half Yearly and Yearly as per your convenience.

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